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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,031 | $162,136-22.9% | $152,301-17.9% | $154,746-19.2% |
| Participation rate | 52.9% | 84.1%-31.2pp | 82.4%-29.5pp | 80.7%-27.8pp |
| Annual return | 21.18% | 91.02%-69.8pp | 80.50%-59.3pp | 172.34%-151.2pp |
| Employer contribution / active EE | $3,480 | $4,890-28.8% | $4,624-24.7% | $4,379-20.5% |
| Participant deferral / active EE | $9,036 | $8,341+8.3% | $8,004+12.9% | $6,730+34.3% |
| Admin fee / account holder | $7,885 | $15,759-50.0% | $14,398-45.2% | $14,365-45.1% |