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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,951 | $93,598-31.7% | $135,974-53.0% | $75,173-14.9% |
| Participation rate | 60.7% | 75.2%-14.5pp | 81.9%-21.2pp | 67.2%-6.5pp |
| Annual return | 31.08% | 30.89%+0.2pp | 68.30%-37.2pp | 160.72%-129.6pp |
| Employer contribution / active EE | $3,939 | $3,538+11.3% | $4,859-18.9% | $2,671+47.5% |
| Participant deferral / active EE | $16,397 | $6,405+156.0% | $7,760+111.3% | $4,126+297.4% |
| Admin fee / account holder | $16,555 | $6,978+137.3% | $10,767+53.8% | $5,651+193.0% |