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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,482 | $85,766-43.5% | $136,298-64.4% | $70,126-30.9% |
| Participation rate | 55.4% | 74.2%-18.8pp | 81.9%-26.6pp | 69.5%-14.2pp |
| Annual return | 24.78% | 31.46%-6.7pp | 5156.27%-5131.5pp | 73.15%-48.4pp |
| Employer contribution / active EE | $2,108 | $2,966-28.9% | $4,696-55.1% | $2,343-10.0% |
| Participant deferral / active EE | $4,038 | $5,051-20.1% | $6,247-35.4% | $3,332+21.2% |
| Admin fee / account holder | $603 | $5,421-88.9% | $9,244-93.5% | $4,645-87.0% |