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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,031 | $154,228-18.9% | $145,433-14.0% | $137,256-8.9% |
| Participation rate | 52.9% | 83.8%-30.8pp | 82.1%-29.2pp | 80.0%-27.0pp |
| Annual return | 21.18% | 74.59%-53.4pp | 66.58%-45.4pp | 220.34%-199.2pp |
| Employer contribution / active EE | $3,480 | $4,804-27.6% | $4,554-23.6% | $4,156-16.3% |
| Participant deferral / active EE | $9,036 | $8,216+10.0% | $7,897+14.4% | $6,407+41.0% |
| Admin fee / account holder | $7,885 | $14,344-45.0% | $13,129-39.9% | $12,270-35.7% |