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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,855 | $160,070-48.9% | $147,117-44.4% | $145,897-43.9% |
| Participation rate | 63.2% | 84.0%-20.9pp | 82.2%-19.0pp | 80.3%-17.1pp |
| Annual return | 18.72% | 98.69%-80.0pp | 420.54%-401.8pp | 552.29%-533.6pp |
| Employer contribution / active EE | $10,302 | $5,285+94.9% | $4,932+108.9% | $4,663+120.9% |
| Participant deferral / active EE | $9,938 | $8,419+18.0% | $8,065+23.2% | $6,689+48.6% |
| Admin fee / account holder | $6,939 | $15,035-53.9% | $12,993-46.6% | $13,390-48.2% |