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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,242 | $42,546-57.1% | $71,796-74.6% | $55,167-66.9% |
| Participation rate | 46.8% | 59.1%-12.3pp | 69.1%-22.3pp | 69.0%-22.2pp |
| Annual return | 0.00% | 12.36%-12.4pp | 78.04%-78.0pp | 169.23%-169.2pp |
| Employer contribution / active EE | $1,137 | $803+41.5% | $1,924-40.9% | $1,963-42.1% |
| Participant deferral / active EE | $2,133 | $2,064+3.3% | $2,794-23.7% | $3,054-30.2% |
| Admin fee / account holder | $17 | $650-97.4% | $4,815-99.6% | $504-96.6% |