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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,600 | $42,548-16.3% | $74,551-52.2% | $56,289-36.8% |
| Participation rate | 41.8% | 60.5%-18.6pp | 69.1%-27.3pp | 69.9%-28.0pp |
| Annual return | -2.11% | 12.40%-14.5pp | 32.53%-34.6pp | -9.96%+7.8pp |
| Employer contribution / active EE | $1,279 | $855+49.5% | $1,961-34.8% | $2,111-39.4% |
| Participant deferral / active EE | $2,569 | $2,277+12.8% | $3,108-17.3% | $3,350-23.3% |
| Admin fee / account holder | $19 | $467-96.0% | $5,059-99.6% | $521-96.4% |