Retirement plan

SUSAN GAGE CATERER, INC. 401(K) PROFIT SHARING PLAN

Name: SUSAN GAGE CATERER, INC. - SUSAN GAGE CATERER, INC. 401(K) PROFIT SHARING PLAN (2017) Form 5500
Creator: SUSAN GAGE CATERER, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SUSAN GAGE CATERER, INC. 401(K) PROFIT SHARING PLAN, SUSAN GAGE CATERER, INC.

SUSAN GAGE CATERER, INC.EIN 52-1662870Plan #001PY 2017

7100 OLD LANDOVER ROAD, SUITE 200 - LANDOVER, MD 20785301-839-6900LinkedIn51-200 employeesrestaurants

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$9.2M

+23.0% from 2016

Total participants

150

+10.3% from 2016

Average account balance

$61,192

+11.5% from 2016

Annual return

15.81%

+6.87 pp from 2016

Benchmarks

See 841 peers

Peer group

Industry72 - Accommodation and Food Services

Plan typeDefined contribution

Participants100-249

Cohort841 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$9.24M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$54K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

170

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$879K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.13%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$294

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 6 by compensation

Provider	Service type	Compensation
MERRILL LYNCH PIERCE FENNER & SMITH1 year Filed as: MERRILL LYNCH LIFE AGENCY INC Service code 49 · EIN 13-2808480	Other Services	$21,996
COASTAL PENSION SERVICES1 year Service code 13	Contract Administrator	$6,780
PRINCIPAL LIFE INSURANCE COMPANY1 year Service code 13 · EIN 42-0127290	Contract Administrator	$6,060
COASTAL PENSION SERVICES1 year Filed as: COASTAL PENSION SERVICES INC Service code 13 · EIN 52-1053785	Contract Administrator	$3,723
WILSHIRE ASSOCIATES INCORPORATED1 year Filed as: WILLSHIRE ASSOCIATES INCORPORATED Service code 27	Advisory (Plan)	$0
WILSHIRE ASSOCIATES INCORPORATED1 year Service code 27 · EIN 95-2755361	Advisory (Plan)	$0

Plan features & details

Pension benefit codes2A2E2F2G2J2T3D

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$6K

$51 / participant

Contract admin$6K100.0%

% of EOY assets

0.066%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: SNYDER COHN PC
Auditor EIN: 521022232
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$61,192

$31,388+95.0%

$73,550-16.8%

$62,293-1.8%

Participation rate

100.0%

39.9%+60.1pp

54.9%+45.1pp

69.5%+30.5pp

Annual return

15.81%

25.34%-9.5pp

-15.16%+31.0pp

28.90%-13.1pp

Employer contribution / active EE

$3,061

$498+514.8%

$1,219+151.1%

$2,042+49.9%

Participant deferral / active EE

$3,128

$1,028+204.2%

$1,804+73.4%

$3,169-1.3%

Admin fee / account holder

$40

$299-86.5%

$2,320-98.3%

$479-91.6%

Provider

Service type

Compensation

MERRILL LYNCH PIERCE FENNER & SMITH1 year

Filed as: MERRILL LYNCH LIFE AGENCY INC

Service code 49 · EIN 13-2808480

Other Services

$21,996

COASTAL PENSION SERVICES1 year

Service code 13

Contract Administrator

$6,780

PRINCIPAL LIFE INSURANCE COMPANY1 year

Service code 13 · EIN 42-0127290

Contract Administrator

$6,060

COASTAL PENSION SERVICES1 year

Filed as: COASTAL PENSION SERVICES INC

Service code 13 · EIN 52-1053785

Contract Administrator

$3,723

WILSHIRE ASSOCIATES INCORPORATED1 year

Filed as: WILLSHIRE ASSOCIATES INCORPORATED

Service code 27

Advisory (Plan)

WILSHIRE ASSOCIATES INCORPORATED1 year

Service code 27 · EIN 95-2755361

Advisory (Plan)

SUSAN GAGE CATERER, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SUSAN GAGE CATERER, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion