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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,174 | $97,125+61.8% | $86,233+82.3% | $137,256+14.5% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 15.38% | 74.19%-58.8pp | 61.39%-46.0pp | 220.34%-205.0pp |
| Employer contribution / active EE | $1,254 | $2,841-55.9% | $2,504-49.9% | $4,156-69.8% |
| Participant deferral / active EE | $3,183 | $5,180-38.5% | $4,559-30.2% | $6,407-50.3% |
| Admin fee / account holder | $1,373 | $9,725-85.9% | $8,342-83.5% | $12,270-88.8% |