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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,013 | $100,203+32.7% | $85,240+56.0% | $145,897-8.8% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 13.58% | 84.28%-70.7pp | 66.75%-53.2pp | 552.29%-538.7pp |
| Employer contribution / active EE | $1,200 | $3,242-63.0% | $2,735-56.1% | $4,663-74.3% |
| Participant deferral / active EE | $2,879 | $5,299-45.7% | $4,527-36.4% | $6,689-57.0% |
| Admin fee / account holder | $1,279 | $7,265-82.4% | $6,165-79.3% | $13,390-90.4% |