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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,973 | $106,749+45.2% | $145,433+6.6% | $82,448+88.0% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 14.02% | 27.59%-13.6pp | 66.58%-52.6pp | 41.64%-27.6pp |
| Employer contribution / active EE | $3,337 | $3,444-3.1% | $4,554-26.7% | $2,551+30.8% |
| Participant deferral / active EE | $9,171 | $6,519+40.7% | $7,897+16.1% | $4,139+121.6% |
| Admin fee / account holder | $9,415 | $8,390+12.2% | $13,129-28.3% | $7,234+30.1% |