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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,278 | $176,838-88.0% | $146,685-85.5% | $167,518-87.3% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 12.71% | 24.04%-11.3pp | 22.75%-10.0pp | 478.71%-466.0pp |
| Employer contribution / active EE | $1,181 | $5,161-77.1% | $4,137-71.4% | $4,838-75.6% |
| Participant deferral / active EE | $2,589 | $6,441-59.8% | $5,507-53.0% | $6,342-59.2% |
| Admin fee / account holder | $674 | $13,262-94.9% | $10,281-93.4% | $12,312-94.5% |