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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,355 | $154,193-88.1% | $130,045-85.9% | $139,466-86.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 9.52% | 32.51%-23.0pp | -137.30%+146.8pp | 373.66%-364.1pp |
| Employer contribution / active EE | $1,422 | $5,292-73.1% | $4,321-67.1% | $4,754-70.1% |
| Participant deferral / active EE | $3,105 | $6,709-53.7% | $5,820-46.6% | $6,712-53.7% |
| Admin fee / account holder | $14,831 | $13,989+6.0% | $10,600+39.9% | $11,409+30.0% |