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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,970 | $84,685-71.7% | $73,836-67.5% | $125,389-80.9% |
| Participation rate | 66.7% | 76.8%-10.1pp | 73.4%-6.8pp | 83.2%-16.5pp |
| Annual return | 13.97% | 3123.80%-3109.8pp | 2268.06%-2254.1pp | 282.24%-268.3pp |
| Employer contribution / active EE | $1,295 | $3,123-58.5% | $2,787-53.5% | $4,866-73.4% |
| Participant deferral / active EE | $5,101 | $3,993+27.8% | $3,583+42.4% | $5,352-4.7% |
| Admin fee / account holder | $1,259 | $5,694-77.9% | $4,882-74.2% | $9,541-86.8% |