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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,465 | $100,895-46.0% | $90,430-39.8% | $158,950-65.7% |
| Participation rate | 83.3% | 75.0%+8.3pp | 72.7%+10.6pp | 82.0%+1.4pp |
| Annual return | 15.48% | 1725.54%-1710.1pp | 1293.73%-1278.2pp | 302.91%-287.4pp |
| Employer contribution / active EE | $2,853 | $3,689-22.6% | $3,262-12.5% | $4,762-40.1% |
| Participant deferral / active EE | $5,707 | $4,347+31.3% | $3,963+44.0% | $5,983-4.6% |
| Admin fee / account holder | $2,700 | $6,505-58.5% | $5,613-51.9% | $11,248-76.0% |