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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,222 | $86,294+25.4% | $111,303-2.8% | $85,856+26.1% |
| Participation rate | 97.1% | 73.3%+23.8pp | 77.3%+19.8pp | 69.3%+27.8pp |
| Annual return | 7.39% | 19.99%-12.6pp | 54.66%-47.3pp | 318.58%-311.2pp |
| Employer contribution / active EE | $4,098 | $2,043+100.6% | $2,731+50.0% | $2,565+59.8% |
| Participant deferral / active EE | $4,651 | $3,641+27.7% | $4,487+3.7% | $3,952+17.7% |
| Admin fee / account holder | $39,068 | $8,189+377.1% | $7,966+390.4% | $6,261+524.0% |