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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,216 | $86,919+21.1% | $102,457+2.7% | $80,911+30.0% |
| Participation rate | 98.7% | 72.4%+26.4pp | 76.5%+22.2pp | 67.6%+31.1pp |
| Annual return | 8.77% | 18.90%-10.1pp | 29.41%-20.6pp | 35.63%-26.9pp |
| Employer contribution / active EE | $4,288 | $2,368+81.1% | $3,022+41.9% | $2,756+55.6% |
| Participant deferral / active EE | $4,890 | $4,119+18.7% | $5,054-3.3% | $4,297+13.8% |
| Admin fee / account holder | $6,231 | $8,049-22.6% | $9,451-34.1% | $6,935-10.1% |