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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $458,312 | $92,684+394.5% | $82,706+454.1% | $134,509+240.7% |
| Participation rate | 85.7% | 75.2%+10.5pp | 72.6%+13.2pp | 81.2%+4.5pp |
| Annual return | -14.26% | 945.84%-960.1pp | 701.76%-716.0pp | 418.13%-432.4pp |
| Employer contribution / active EE | $0 | $3,272-100.0% | $3,007-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $14,696 | $4,800+206.2% | $4,394+234.5% | $6,400+129.6% |
| Admin fee / account holder | $2,307 | $5,982-61.4% | $5,329-56.7% | $11,427-79.8% |