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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,811 | $90,606+184.5% | $79,466+224.4% | $135,379+90.4% |
| Participation rate | 93.8% | 76.0%+17.7pp | 73.3%+20.4pp | 82.6%+11.1pp |
| Annual return | -6.39% | 977.69%-984.1pp | 718.28%-724.7pp | 519.79%-526.2pp |
| Employer contribution / active EE | $8,121 | $3,068+164.7% | $2,800+190.0% | $4,779+69.9% |
| Participant deferral / active EE | $11,312 | $4,050+179.3% | $3,704+205.4% | $5,609+101.7% |
| Admin fee / account holder | $2,908 | $5,895-50.7% | $5,104-43.0% | $10,828-73.1% |