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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,043 | $127,386-63.1% | $115,037-59.1% | $125,388-62.5% |
| Participation rate | 85.7% | 84.2%+1.6pp | 81.4%+4.3pp | 83.2%+2.5pp |
| Annual return | -0.34% | 31.28%-31.6pp | 26.14%-26.5pp | 282.24%-282.6pp |
| Employer contribution / active EE | $1,651 | $5,166-68.0% | $4,608-64.2% | $4,866-66.1% |
| Participant deferral / active EE | $1,722 | $6,423-73.2% | $6,026-71.4% | $5,352-67.8% |
| Admin fee / account holder | $6,606 | $9,516-30.6% | $8,175-19.2% | $9,541-30.8% |