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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,969 | $150,446-50.8% | $136,297-45.7% | $147,585-49.9% |
| Participation rate | 87.5% | 84.4%+3.1pp | 81.9%+5.6pp | 82.8%+4.7pp |
| Annual return | 17.59% | 1049.14%-1031.6pp | 5156.19%-5138.6pp | 578.58%-561.0pp |
| Employer contribution / active EE | $5,625 | $5,256+7.0% | $4,696+19.8% | $4,876+15.4% |
| Participant deferral / active EE | $1,851 | $6,631-72.1% | $6,247-70.4% | $5,439-66.0% |
| Admin fee / account holder | $6,988 | $10,906-35.9% | $9,244-24.4% | $10,886-35.8% |