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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,718 | $41,151+35.4% | $80,648-30.9% | $71,529-22.1% |
| Participation rate | 38.7% | 50.2%-11.6pp | 67.0%-28.3pp | 67.9%-29.3pp |
| Annual return | 18.50% | 38.49%-20.0pp | 937.21%-918.7pp | 28.97%-10.5pp |
| Employer contribution / active EE | $1,436 | $1,513-5.1% | $2,724-47.3% | $2,590-44.6% |
| Participant deferral / active EE | $2,890 | $2,700+7.0% | $4,443-35.0% | $4,291-32.7% |
| Admin fee / account holder | $1,158 | $1,842-37.1% | $5,382-78.5% | $1,588-27.1% |