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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $100 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,508 | $37,463+26.8% | $77,100-38.4% | $66,949-29.0% |
| Participation rate | 33.0% | 52.9%-19.9pp | 67.9%-34.9pp | 69.8%-36.8pp |
| Annual return | -16.70% | -3.25%-13.5pp | 42.35%-59.1pp | 1.57%-18.3pp |
| Employer contribution / active EE | $1,243 | $1,535-19.0% | $2,815-55.8% | $2,545-51.2% |
| Participant deferral / active EE | $2,513 | $2,621-4.1% | $4,430-43.3% | $4,239-40.7% |
| Admin fee / account holder | $513 | $568-9.7% | $5,443-90.6% | $594-13.6% |