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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $25 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,692 | $43,133+1.3% | $89,435-51.1% | $73,497-40.6% |
| Participation rate | 30.4% | 55.0%-24.6pp | 68.0%-37.6pp | 70.7%-40.3pp |
| Annual return | 14.58% | 135.66%-121.1pp | 245.55%-231.0pp | 28.51%-13.9pp |
| Employer contribution / active EE | $969 | $1,438-32.6% | $2,587-62.6% | $2,270-57.3% |
| Participant deferral / active EE | $2,026 | $2,445-17.1% | $3,890-47.9% | $3,740-45.8% |
| Admin fee / account holder | $455 | $444+2.6% | $4,884-90.7% | $513-11.3% |