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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,913 | $211,105-11.9% | $178,449+4.2% | $145,978+27.4% |
| Participation rate | 88.9% | 80.8%+8.1pp | 77.1%+11.8pp | 80.3%+8.6pp |
| Annual return | 20.15% | 30.19%-10.0pp | 27.09%-6.9pp | 550.52%-530.4pp |
| Employer contribution / active EE | $1,870 | $4,569-59.1% | $3,951-52.7% | $4,662-59.9% |
| Participant deferral / active EE | $8,899 | $6,959+27.9% | $6,277+41.8% | $6,690+33.0% |
| Admin fee / account holder | $1,648 | $12,017-86.3% | $10,362-84.1% | $13,400-87.7% |