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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,267 | $226,105-65.8% | $182,540-57.7% | $152,897-49.5% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.0%+22.0pp | 82.5%+17.5pp |
| Annual return | 26.72% | 192.58%-165.9pp | 148.58%-121.9pp | 345.43%-318.7pp |
| Employer contribution / active EE | $1,957 | $4,978-60.7% | $4,076-52.0% | $4,764-58.9% |
| Participant deferral / active EE | $6,582 | $6,370+3.3% | $5,525+19.1% | $5,851+12.5% |
| Admin fee / account holder | $2,549 | $10,706-76.2% | $8,593-70.3% | $11,599-78.0% |