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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,244 | $110,212-38.1% | $96,534-29.3% | $139,466-51.1% |
| Participation rate | 70.6% | 78.1%-7.5pp | 76.0%-5.4pp | 80.3%-9.7pp |
| Annual return | 21.92% | 26.42%-4.5pp | 25.88%-4.0pp | 373.66%-351.7pp |
| Employer contribution / active EE | $1,181 | $3,620-67.4% | $2,965-60.2% | $4,754-75.2% |
| Participant deferral / active EE | $5,945 | $5,547+7.2% | $4,851+22.6% | $6,712-11.4% |
| Admin fee / account holder | $3,019 | $11,599-74.0% | $8,253-63.4% | $11,409-73.5% |