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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,283 | $100,805-41.2% | $86,698-31.6% | $134,532-55.9% |
| Participation rate | 64.7% | 79.0%-14.2pp | 76.6%-11.9pp | 81.2%-16.5pp |
| Annual return | -17.01% | 29.09%-46.1pp | 35.95%-53.0pp | 418.27%-435.3pp |
| Employer contribution / active EE | $1,252 | $3,490-64.1% | $2,837-55.9% | $4,741-73.6% |
| Participant deferral / active EE | $5,830 | $5,339+9.2% | $4,656+25.2% | $6,401-8.9% |
| Admin fee / account holder | $37,392 | $10,925+242.2% | $7,493+399.0% | $11,429+227.2% |