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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,701 | $97,881+1.9% | $80,004+24.6% | $125,388-20.5% |
| Participation rate | 68.2% | 77.9%-9.7pp | 73.0%-4.8pp | 83.2%-15.0pp |
| Annual return | -1.27% | 9.36%-10.6pp | 7.63%-8.9pp | 282.24%-283.5pp |
| Employer contribution / active EE | $885 | $3,128-71.7% | $2,473-64.2% | $4,866-81.8% |
| Participant deferral / active EE | $6,406 | $3,744+71.1% | $3,204+100.0% | $5,352+19.7% |
| Admin fee / account holder | $6,397 | $6,278+1.9% | $5,033+27.1% | $9,541-32.9% |