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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,911 | $105,623+5.0% | $87,502+26.8% | $273,972-59.5% |
| Participation rate | 68.2% | 78.2%-10.0pp | 73.8%-5.7pp | 83.0%-14.8pp |
| Annual return | 5.20% | 12.26%-7.1pp | 12.21%-7.0pp | 41.46%-36.3pp |
| Employer contribution / active EE | $767 | $3,141-75.6% | $2,550-69.9% | $4,869-84.2% |
| Participant deferral / active EE | $5,557 | $3,601+54.3% | $3,149+76.5% | $5,287+5.1% |
| Admin fee / account holder | $2,415 | $4,781-49.5% | $4,221-42.8% | $10,133-76.2% |