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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,790 | $76,407+270.1% | $150,298+88.2% | $82,448+243.0% |
| Participation rate | 83.7% | 66.4%+17.3pp | 77.8%+5.9pp | 68.1%+15.6pp |
| Annual return | 10.83% | 39.99%-29.2pp | 62.79%-52.0pp | 41.64%-30.8pp |
| Employer contribution / active EE | $8,432 | $2,614+222.6% | $4,154+103.0% | $2,551+230.6% |
| Participant deferral / active EE | $5,699 | $3,214+77.3% | $5,453+4.5% | $4,139+37.7% |
| Admin fee / account holder | $56,791 | $6,352+794.1% | $14,116+302.3% | $7,234+685.0% |