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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,790 | $78,690+259.4% | $161,489+75.1% | $87,485+223.2% |
| Participation rate | 83.7% | 67.5%+16.2pp | 78.7%+5.0pp | 68.9%+14.7pp |
| Annual return | 10.83% | 32.74%-21.9pp | 89.72%-78.9pp | 26.06%-15.2pp |
| Employer contribution / active EE | $8,432 | $2,588+225.8% | $4,268+97.6% | $2,596+224.8% |
| Participant deferral / active EE | $5,699 | $3,311+72.1% | $5,630+1.2% | $4,274+33.4% |
| Admin fee / account holder | $56,791 | $6,724+744.7% | $16,006+254.8% | $7,775+630.5% |