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| Provider | Service type | Compensation |
|---|---|---|
UBS FINANCIAL SERVICES INC3 years Service code 26 · EIN 13-2638166 | Advisory (Participants) | $17,899 |
Filed as: JOHN HANCOCK LIFE INSURANCE CO. USA Service code 15 · EIN 01-0233346 | Recordkeeping | $852 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,771 | $85,169-27.5% | $172,755-64.2% | $72,983-15.4% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 24.19% | 27.32%-3.1pp | 802.94%-778.8pp | 81.01%-56.8pp |
| Employer contribution / active EE | $2,222 | $3,324-33.2% | $5,144-56.8% | $2,440-8.9% |
| Participant deferral / active EE | $2,824 | $3,260-13.4% | $5,198-45.7% | $3,608-21.7% |
| Admin fee / account holder | $369 | $5,880-93.7% | $13,955-97.4% | $5,124-92.8% |