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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,993 | $165,381-34.1% | $149,730-27.2% | $158,966-31.4% |
| Participation rate | 69.2% | 84.6%-15.3pp | 82.5%-13.3pp | 82.0%-12.7pp |
| Annual return | 16.92% | 348.29%-331.4pp | 276.70%-259.8pp | 302.95%-286.0pp |
| Employer contribution / active EE | $5,432 | $5,104+6.4% | $4,645+16.9% | $4,762+14.1% |
| Participant deferral / active EE | $12,840 | $7,182+78.8% | $6,843+87.6% | $5,983+114.6% |
| Admin fee / account holder | $157 | $10,809-98.5% | $9,310-98.3% | $11,250-98.6% |