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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,884 | $157,276-40.9% | $141,177-34.2% | $152,885-39.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 18.02% | 64.33%-46.3pp | 71.40%-53.4pp | 345.39%-327.4pp |
| Employer contribution / active EE | $4,921 | $5,262-6.5% | $4,736+3.9% | $4,763+3.3% |
| Participant deferral / active EE | $9,158 | $7,110+28.8% | $6,710+36.5% | $5,851+56.5% |
| Admin fee / account holder | $13,997 | $12,123+15.5% | $10,263+36.4% | $11,598+20.7% |