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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,136 | $89,259+13.3% | $107,187-5.6% | $82,637+22.4% |
| Participation rate | 77.8% | 67.9%+9.8pp | 75.0%+2.8pp | 68.1%+9.7pp |
| Annual return | 5.60% | 21.02%-15.4pp | 204.55%-198.9pp | 53.51%-47.9pp |
| Employer contribution / active EE | $1,143 | $3,080-62.9% | $3,782-69.8% | $2,552-55.2% |
| Participant deferral / active EE | $4,758 | $4,037+17.9% | $5,096-6.6% | $4,126+15.3% |
| Admin fee / account holder | $36,578 | $7,381+395.5% | $9,162+299.2% | $7,339+398.4% |