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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,136 | $96,731+4.6% | $123,973-18.4% | $86,983+16.3% |
| Participation rate | 77.8% | 70.0%+7.8pp | 76.7%+1.1pp | 69.5%+8.2pp |
| Annual return | 5.60% | 17.33%-11.7pp | 388.13%-382.5pp | 25.83%-20.2pp |
| Employer contribution / active EE | $1,143 | $3,297-65.3% | $4,126-72.3% | $2,584-55.8% |
| Participant deferral / active EE | $4,758 | $4,152+14.6% | $5,247-9.3% | $4,194+13.5% |
| Admin fee / account holder | $36,578 | $8,722+319.4% | $11,799+210.0% | $7,856+365.6% |