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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $545,336 | $84,236+547.4% | $170,435+220.0% | $70,126+677.7% |
| Participation rate | 95.5% | 70.8%+24.6pp | 83.6%+11.9pp | 69.5%+25.9pp |
| Annual return | 26.49% | 23.06%+3.4pp | 205.94%-179.4pp | 73.15%-46.7pp |
| Employer contribution / active EE | $29,171 | $3,387+761.2% | $5,432+437.0% | $2,343+1145.3% |
| Participant deferral / active EE | $12,430 | $3,086+302.8% | $4,939+151.6% | $3,332+273.1% |
| Admin fee / account holder | $2,928 | $5,698-48.6% | $13,881-78.9% | $4,645-37.0% |