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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $774,062 | $167,353+362.5% | $143,797+438.3% | $134,545+475.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -21.12% | 0.48%-21.6pp | -0.04%-21.1pp | 418.37%-439.5pp |
| Employer contribution / active EE | $56,509 | $5,620+905.4% | $4,952+1041.1% | $4,742+1091.8% |
| Participant deferral / active EE | $22,831 | $6,447+254.1% | $5,638+304.9% | $6,401+256.7% |
| Admin fee / account holder | $73,241 | $18,096+304.7% | $14,679+398.9% | $11,431+540.7% |