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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,827 | $98,760+40.6% | $149,715-7.3% | $79,858+73.8% |
| Participation rate | 77.1% | 75.8%+1.4pp | 82.5%-5.3pp | 69.6%+7.5pp |
| Annual return | 7.76% | 27.43%-19.7pp | 276.66%-268.9pp | 31.72%-24.0pp |
| Employer contribution / active EE | $1,786 | $3,217-44.5% | $4,645-61.5% | $2,471-27.7% |
| Participant deferral / active EE | $7,791 | $5,681+37.1% | $6,842+13.9% | $3,740+108.3% |
| Admin fee / account holder | $3,462 | $6,053-42.8% | $9,310-62.8% | $5,306-34.7% |