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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,987 | $85,766-2.1% | $136,298-38.4% | $70,126+19.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 13.00% | 31.46%-18.5pp | 5156.27%-5143.3pp | 73.15%-60.1pp |
| Employer contribution / active EE | $1,592 | $2,966-46.3% | $4,696-66.1% | $2,343-32.0% |
| Participant deferral / active EE | $5,830 | $5,051+15.4% | $6,247-6.7% | $3,332+75.0% |
| Admin fee / account holder | $10,206 | $5,421+88.3% | $9,244+10.4% | $4,645+119.7% |