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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,226 | $135,956+120.8% | $123,894+142.3% | $273,972+9.6% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 4.77% | 56.63%-51.9pp | 47.52%-42.7pp | 41.46%-36.7pp |
| Employer contribution / active EE | $6,505 | $5,170+25.8% | $4,617+40.9% | $4,869+33.6% |
| Participant deferral / active EE | $8,693 | $6,343+37.1% | $5,984+45.3% | $5,287+64.4% |
| Admin fee / account holder | $23,619 | $9,817+140.6% | $8,357+182.6% | $10,133+133.1% |