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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,590 | $102,385+206.3% | $147,080+113.2% | $80,935+287.5% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 12.02% | 135.09%-123.1pp | 420.17%-408.1pp | 35.66%-23.6pp |
| Employer contribution / active EE | $8,367 | $3,717+125.1% | $4,933+69.6% | $2,757+203.5% |
| Participant deferral / active EE | $9,901 | $6,651+48.9% | $8,066+22.7% | $4,299+130.3% |
| Admin fee / account holder | $14,757 | $7,951+85.6% | $12,989+13.6% | $6,924+113.1% |