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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,874 | $89,364+5.0% | $141,177-33.5% | $72,983+28.6% |
| Participation rate | 94.1% | 75.1%+19.0pp | 82.5%+11.6pp | 69.5%+24.6pp |
| Annual return | 43.91% | 111.86%-68.0pp | 71.40%-27.5pp | 81.01%-37.1pp |
| Employer contribution / active EE | $2,964 | $3,115-4.8% | $4,736-37.4% | $2,440+21.5% |
| Participant deferral / active EE | $6,577 | $5,419+21.4% | $6,710-2.0% | $3,608+82.3% |
| Admin fee / account holder | $3,979 | $5,959-33.2% | $10,263-61.2% | $5,124-22.4% |