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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,873 | $77,816-11.5% | $123,552-44.3% | $64,173+7.3% |
| Participation rate | 95.9% | 74.7%+21.2pp | 82.3%+13.6pp | 69.6%+26.3pp |
| Annual return | -7.93% | 12.49%-20.4pp | 119.20%-127.1pp | 7.63%-15.6pp |
| Employer contribution / active EE | $4,229 | $3,014+40.3% | $4,628-8.6% | $2,381+77.6% |
| Participant deferral / active EE | $6,264 | $5,240+19.5% | $6,426-2.5% | $3,470+80.5% |
| Admin fee / account holder | $4,285 | $5,519-22.4% | $9,285-53.9% | $4,887-12.3% |