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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,181 | $51,638+156.0% | $68,368+93.3% | $82,448+60.3% |
| Participation rate | 89.1% | 63.6%+25.5pp | 73.8%+15.4pp | 68.1%+21.1pp |
| Annual return | 12.59% | 37.53%-24.9pp | 292.57%-280.0pp | 41.64%-29.0pp |
| Employer contribution / active EE | $1,483 | $2,047-27.5% | $2,649-44.0% | $2,551-41.9% |
| Participant deferral / active EE | $4,837 | $2,914+66.0% | $4,123+17.3% | $4,139+16.9% |
| Admin fee / account holder | $35,839 | $4,643+671.8% | $5,150+595.9% | $7,234+395.4% |