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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,432 | $156,398-39.0% | $147,318-35.2% | $138,895-31.3% |
| Participation rate | 88.2% | 83.8%+4.5pp | 82.1%+6.2pp | 79.9%+8.3pp |
| Annual return | 8.45% | 78.75%-70.3pp | 70.43%-62.0pp | 145.39%-136.9pp |
| Employer contribution / active EE | $8,441 | $4,853+73.9% | $4,593+83.8% | $4,194+101.3% |
| Participant deferral / active EE | $9,384 | $8,237+13.9% | $7,906+18.7% | $6,396+46.7% |
| Admin fee / account holder | $32,387 | $14,976+116.3% | $13,708+136.3% | $12,562+157.8% |