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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,832 | $93,598-4.0% | $135,974-33.9% | $75,173+19.5% |
| Participation rate | 93.5% | 75.2%+18.4pp | 81.9%+11.6pp | 67.2%+26.3pp |
| Annual return | 6.09% | 30.89%-24.8pp | 68.30%-62.2pp | 160.72%-154.6pp |
| Employer contribution / active EE | $5,483 | $3,538+55.0% | $4,859+12.8% | $2,671+105.3% |
| Participant deferral / active EE | $6,706 | $6,405+4.7% | $7,760-13.6% | $4,126+62.5% |
| Admin fee / account holder | $537 | $6,978-92.3% | $10,767-95.0% | $5,651-90.5% |