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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,461 | $48,337+91.3% | $67,560+36.9% | $80,959+14.2% |
| Participation rate | 97.8% | 66.4%+31.4pp | 72.9%+24.9pp | 67.7%+30.2pp |
| Annual return | 8.91% | 18.26%-9.4pp | 3533.50%-3524.6pp | 35.67%-26.8pp |
| Employer contribution / active EE | $4,505 | $2,023+122.7% | $2,737+64.6% | $2,757+63.4% |
| Participant deferral / active EE | $2,159 | $2,928-26.3% | $4,004-46.1% | $4,300-49.8% |
| Admin fee / account holder | $917 | $3,695-75.2% | $3,994-77.0% | $6,925-86.8% |