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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,059 | $100,895-10.7% | $90,430-0.4% | $158,950-43.3% |
| Participation rate | 56.3% | 75.0%-18.8pp | 72.7%-16.4pp | 82.0%-25.7pp |
| Annual return | 14.55% | 1725.54%-1711.0pp | 1293.73%-1279.2pp | 302.91%-288.4pp |
| Employer contribution / active EE | $4,228 | $3,689+14.6% | $3,262+29.6% | $4,762-11.2% |
| Participant deferral / active EE | $2,794 | $4,347-35.7% | $3,963-29.5% | $5,983-53.3% |
| Admin fee / account holder | $10,023 | $6,505+54.1% | $5,613+78.6% | $11,248-10.9% |