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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,871 | $90,606-36.1% | $79,466-27.2% | $135,379-57.3% |
| Participation rate | 44.4% | 76.0%-31.6pp | 73.3%-28.9pp | 82.6%-38.2pp |
| Annual return | -5.80% | 977.69%-983.5pp | 718.28%-724.1pp | 519.79%-525.6pp |
| Employer contribution / active EE | $4,315 | $3,068+40.6% | $2,800+54.1% | $4,779-9.7% |
| Participant deferral / active EE | $3,173 | $4,050-21.7% | $3,704-14.3% | $5,609-43.4% |
| Admin fee / account holder | $5,102 | $5,895-13.5% | $5,1040% | $10,828-52.9% |