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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,456,858 | $148,623+880.2% | $135,974+971.4% | $139,466+944.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 15.03% | 79.30%-64.3pp | 68.30%-53.3pp | 373.66%-358.6pp |
| Employer contribution / active EE | $30,131 | $5,246+474.3% | $4,859+520.1% | $4,754+533.8% |
| Participant deferral / active EE | $20,928 | $8,103+158.3% | $7,760+169.7% | $6,712+211.8% |
| Admin fee / account holder | $31,641 | $12,406+155.1% | $10,767+193.9% | $11,409+177.3% |