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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $389,270 | $127,387+205.6% | $115,038+238.4% | $125,389+210.5% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | 1.02% | 31.28%-30.3pp | 26.14%-25.1pp | 282.24%-281.2pp |
| Employer contribution / active EE | $5,927 | $5,166+14.7% | $4,608+28.6% | $4,866+21.8% |
| Participant deferral / active EE | $10,665 | $6,423+66.0% | $6,026+77.0% | $5,352+99.3% |
| Admin fee / account holder | $13,414 | $9,516+41.0% | $8,175+64.1% | $9,541+40.6% |