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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,863 | $82,674+145.4% | $125,381+61.8% | $68,486+196.2% |
| Participation rate | 96.0% | 75.1%+20.9pp | 82.4%+13.6pp | 67.9%+28.1pp |
| Annual return | -20.31% | -5.97%-14.3pp | 572.31%-592.6pp | -7.85%-12.5pp |
| Employer contribution / active EE | $6,000 | $3,382+77.4% | $4,815+24.6% | $2,597+131.1% |
| Participant deferral / active EE | $10,918 | $6,111+78.7% | $7,448+46.6% | $4,028+171.1% |
| Admin fee / account holder | $14,270 | $6,277+127.3% | $10,007+42.6% | $5,404+164.1% |